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Posted: Tue Jul 04, 2006 4:42 pm
by diesel
hoffy, i learnt some good lessons on my zx2.
but yeah, i dunno why so many ppl wait they're time b4 getting a bigger bike. esp when they might be able to ride a shit-load better than many old-men who ride their harley's twice a year.
dan, wonders will never cease.
Posted: Tue Jul 04, 2006 4:46 pm
by Duane
TAC maybe, If when i had my accident I was restricted, I wouldnt have been covered for the 900 dollar ambulance ride, or any of the other benefits.
Posted: Tue Jul 04, 2006 8:50 pm
by mrmina
congrat mate.... i dont think the zx14 is a scooter tho
Posted: Tue Jul 04, 2006 9:00 pm
by Neka79
Duane wrote:TAC maybe, If when i had my accident I was restricted, I wouldnt have been covered for the 900 dollar ambulance ride, or any of the other benefits.
ur covered for the ambo ride by TAC??
over here u need ambo cover...or private insurance...
Posted: Tue Jul 04, 2006 9:35 pm
by mrmina
Neka79 wrote:Duane wrote:TAC maybe, If when i had my accident I was restricted, I wouldnt have been covered for the 900 dollar ambulance ride, or any of the other benefits.
ur covered for the ambo ride by TAC??
gotta love vic. They also pay some wages (i believe) if ur off work for too long.
Posted: Tue Jul 04, 2006 9:51 pm
by Smitty
Neka79 wrote:
over here u need ambo cover...or private insurance...
as one who unfortunately has had to use the TAC
yes...TAC covers ambos (and most other costs)
unless
you are unlicenced or driving an unregistered veeehickle
in which case the Vic Ambulance Service asks for $$$
a call out for an Ambo here in Melbourne is a minimum $550
of course you can also become an Ambo member for $70pa
cheap i reckon
cheers
Posted: Tue Jul 04, 2006 9:55 pm
by mrmina
so what happens if a person living in Vic crashes in SA, does that mean TAC will cover or not
Posted: Tue Jul 04, 2006 11:35 pm
by Neka79
mrmina wrote:so what happens if a person living in Vic crashes in SA, does that mean TAC will cover or not
valid question i spose, considering we often ride interstate...
i mean if they fine ya interstate, then they take ur points...if u crash interstate, u should be able to claim that, after all u guys pay that $50 levy...
over here we have private insurance or ambo cover, as im pretty sure it was in NSW wen i left too...admittedly i think my ambo fee was abt $6-700 from maquarie pass to shelly hosp...
i tell ya what, the insurance companies wouldnt want to not honour ne 1 travelling interstate in that case would they...could they??
in NSW my MBF covered unlimited ambo ....i transfered same cover to SA and it covered 1 EMERGENCY LIFE THREATENING per year...now who's tp determine life threatening??
Posted: Wed Jul 05, 2006 9:39 am
by Duane
Ok
TAC once they accept your application - will pay for the ambo, any medical costs after you spend $560 bucks of your own(lucky, because my insurance company covers for the first $500 hence $60 dollar gap)
Will also (after 5 days off) pay your work for your time off and your sick leave gets reimbursed from TAC.
You pay alot of money in VIC for the TAC insurance on your rego, I just personally could not even think about risking not being covered by it because I wasnt legally allowed to ride the bike i was on, etc. just a big waste of money, and your life if something serious happens!! but thats just me, Vince had his issues with the 250 and had to upgrade for reasons of his own and that was his choice!
Posted: Wed Jul 05, 2006 10:05 am
by Strika
This may have changed, but my understanding of TAC, is that it covers the vehicle not the driver as such, and therefore, if you are injured it don't matter if you are licenced or not????
Posted: Wed Jul 05, 2006 12:40 pm
by Neka79
ok..thanks duane..kinda explains a little...
Posted: Wed Jul 05, 2006 12:43 pm
by Duane
They'll more than likely find you un-elligible for TAC cover.
It covers the vechicle, but its third party as such. so your vechicle covers what damage you do to the other person.
However, if you're not legally allowed to ride bigger than 260cc - and you get hit by a car, They will say well you were breaking the law and shouldnt have been riding the bike. Hence we're not going to pay for your medical fee's.
Same would go, if you impacted with a car while doing 200kmph..
Posted: Wed Jul 05, 2006 1:32 pm
by kellz
Neka79 wrote:mrmina wrote:so what happens if a person living in Vic crashes in SA, does that mean TAC will cover or not
over here we have private insurance or ambo cover, as im pretty sure it was in NSW wen i left too...admittedly i think my ambo fee was abt $6-700 from maquarie pass to shelly hosp...
well it is about that neka. but after so many k's its about 20 bucks per k i think, and a chopper ride goes into the thousands..
sure pays off to have ambo cover...
Posted: Wed Jul 05, 2006 7:40 pm
by Neka79
Duane wrote:They'll more than likely find you un-elligible for TAC cover.
It covers the vechicle, but its third party as such. so your vechicle covers what damage you do to the other person.
However, if you're not legally allowed to ride bigger than 260cc - and you get hit by a car, They will say well you were breaking the law and shouldnt have been riding the bike. Hence we're not going to pay for your medical fee's.
Same would go, if you impacted with a car while doing 200kmph..
funny we are talking abt this..did ne1 see the dude on the news who got a $6mill payout from insurance cos he a quadraplegic now??
he let a 16yo unlicenced family freind drive a vehicle on the road...and the kid crashed & everyone else was ok, but this dude (owner of car) was injured. Now the insurance company argued that he had allowed an unlicenced, uninsured kid drive his car, and he was breaching the law...but he still got $6mill...
i reckon its bullshit...
Posted: Wed Jul 05, 2006 8:15 pm
by mrmina
Neka79 wrote:but he still got $6mill...
i reckon its bullshit...
get urself a good lawyer....he makes everything fair
