Check what your policy covers

mrmina · Post by **mrmina** » Wed May 17, 2006 12:32 pm

sorry to hear mate. thats gotta sux, especially when u just got the new leathers

photomike666 · Post by **photomike666** » Wed May 17, 2006 1:11 pm

Luckilly I was wearing my 8 year old leathers that stood up really well, a little boot polish and no one will know - bit pissed about the 6 month old Shoei tho

Glen · Post by **Glen** » Wed May 17, 2006 1:50 pm

Shannons cover $1k per piece of gear up to $3000 which is pretty good. They only do occasional use though so that's not much help.

I had some gear pinched from my house when we got broken in to and had it replaced under my contents policy

Neka79 · Post by **Neka79** » Wed May 17, 2006 7:43 pm

Lucas wrote:
photomike666 wrote:Just got off the phone from QBE, and I'm now not a happy bunny.

They also informed me that if the bike is written off and I want to buy it back, I have to go to auction and bid on it.

Mick the bike is really yours .......... they in an event of an accident only pay for repairs to the bike
if they want to keep the bike they need to replace it

happened to a mate and his car

umm thats what "write off" pay out is all about mate...
if they pay u out $12k for example, the bike is then legally theirs to auction off...

Plaz · Post by **Plaz** » Wed May 17, 2006 8:00 pm

Bummer Mike,
i told QBE to take a flying f*ck today, I was paying $1290 a year with them fully comp, got my renewal and on an 05 636 they covered it to the value of $8500, and that was including the aftermarket pipe!!!!

I went with AAMI, ended up costing me $1335 a year fully comp but is agreed value of $14800, plus replacment cost of any gear (new for old) and I have lifetime rating 1. I had the Car with QBE, so they lost that too and AAMI got it.

photomike666 · Post by **photomike666** » Wed May 17, 2006 8:06 pm

When I get back on the road I'll be looking at AAMI & RACV then. Could work out well if they write it off - the insurance and rego are up for renewal on the 20th and I've seen a couple of ZX9s for a reasonalbe price

Blue14 · Post by **Blue14** » Wed May 17, 2006 8:43 pm

GPX.Lainie wrote:You pay that much a year I was stressing bout the FJR and the $800 a year hmmm will have to look into now thanks Mike

mines $1300. just paid it..

Lainie · Post by **Lainie** » Wed May 17, 2006 8:45 pm

blue12 wrote:
GPX.Lainie wrote:You pay that much a year I was stressing bout the FJR and the $800 a year hmmm will have to look into now thanks Mike
mines $1300. just paid it..

The FJR was first year but went down, sheeeshhhhhhhhh

Blue14 · Post by **Blue14** » Wed May 17, 2006 8:48 pm

mine was 1400 first year.

Nearly had to sell my body to pay for it..

Lainie · Post by **Lainie** » Wed May 17, 2006 8:54 pm

blue12 wrote:mine was 1400 first year. Nearly had to sell my body to pay for it..

Jen could have sent ya out as hire a hubby, I am sure u men r good for something

Neka79 · Post by **Neka79** » Wed May 17, 2006 9:12 pm

Plasma Blue 636 wrote:Bummer Mike,
i told QBE to take a flying f*ck today, I was paying $1290 a year with them fully comp, got my renewal and on an 05 636 they covered it to the value of $8500, and that was including the aftermarket pipe!!!!

I went with AAMI, ended up costing me $1335 a year fully comp but is agreed value of $14800, plus replacment cost of any gear (new for old) and I have lifetime rating 1. I had the Car with QBE, so they lost that too and AAMI got it.

my car is with AAMI (and now my contents) and they are right on farking food.....my car claim was sorted in only a few days....if only they insured bikes over 750cc i woulda had them for that too...

Plaz · Post by **Plaz** » Thu May 18, 2006 6:14 pm

Neka79 wrote:
Plasma Blue 636 wrote:Bummer Mike,
i told QBE to take a flying f*ck today, I was paying $1290 a year with them fully comp, got my renewal and on an 05 636 they covered it to the value of $8500, and that was including the aftermarket pipe!!!!

I went with AAMI, ended up costing me $1335 a year fully comp but is agreed value of $14800, plus replacment cost of any gear (new for old) and I have lifetime rating 1. I had the Car with QBE, so they lost that too and AAMI got it.
my car is with AAMI (and now my contents) and they are right on farking food.....my car claim was sorted in only a few days....if only they insured bikes over 750cc i woulda had them for that too...

Neka the do now mate, I checked yesterday when I signed up.

Neka79 · Post by **Neka79** » Thu May 18, 2006 10:03 pm

Plasma Blue 636 wrote:
Neka79 wrote:
Plasma Blue 636 wrote:Bummer Mike,
i told QBE to take a flying f*ck today, I was paying $1290 a year with them fully comp, got my renewal and on an 05 636 they covered it to the value of $8500, and that was including the aftermarket pipe!!!!

I went with AAMI, ended up costing me $1335 a year fully comp but is agreed value of $14800, plus replacment cost of any gear (new for old) and I have lifetime rating 1. I had the Car with QBE, so they lost that too and AAMI got it.
my car is with AAMI (and now my contents) and they are right on farking food.....my car claim was sorted in only a few days....if only they insured bikes over 750cc i woulda had them for that too...
Neka the do now mate, I checked yesterday when I signed up.

yea?? i dunno how ill go neway..this whole loss of licence thing..mind u they still insure my ute...

i only checked abt 8 months ago and they only did up to 750cc if ur under 30....600cc if ur under 25....
maybe i check again..

wazza1234 · Post by **wazza1234** » Thu May 18, 2006 11:53 pm

I am with NRMA for the bike. Jsut over $500 a year for fully comp and that includes helmet up to $500 worth.

We also have our car with them. They seem good on claims. We had to claim a new windscreen in the car (crack, not completely broken) and it was repaired less than 12hrs after I called them (called at about 10.30pm, repaired at 8am). Pretty good I thought.

aardvark · Post by **aardvark** » Mon May 22, 2006 10:17 pm

Mike, try ringing your home contents insurer and see what they have to say about replacing your gear.

Kawasaki Sportsbike Riders Club - Australia - Online Forum

Check what your policy covers

Re: Check what your policy covers