Insurance Question
- mike-s
- Apprentice Post Whore :-)
- Posts: 6142
- Joined: Sat Aug 07, 2004 5:43 am
- Bike: Suzuki
- State: New South Wales
- Location: Arncliffe, Sydney
- Contact:
Insurance Question
Looking at this page they say they cannot insure..... and one of the criteria is "any riders have lost their licence in the last 5 years, or", do i assume they are referring to people whos license has been suspended for whatever time period? i think so, but there could be a bit of difference on the interpretation and nothing was mentioned in their PDS (hey im sure im not able to use them cause of my 3 month susp, but asking cant make it any worse).
- robracer
- VIP MEMBER
- Posts: 15251
- Joined: Thu Feb 24, 2005 8:23 pm
- Bike: ZX6R
- State: New South Wales
- Location: Port Macquarie
Re: Insurance Question
Come across this many years ago & the fact is they class suspension as a loss.... any period of timemike-s wrote:Looking at this page they say they cannot insure..... and one of the criteria is "any riders have lost their licence in the last 5 years, or", do i assume they are referring to people whos license has been suspended for whatever time period? i think so, but there could be a bit of difference on the interpretation and nothing was mentioned in their PDS (hey im sure im not able to use them cause of my 3 month susp, but asking cant make it any worse).

Re: Insurance Question
any questions to an insurance company should be email only and quote the specific clause and your situation
you then recieve a written reply and have a record of it
you then recieve a written reply and have a record of it
- Neka79
- Extreme Post Whore :-)
- Posts: 13115
- Joined: Fri Apr 23, 2004 12:20 am
- Bike: Z900
- State: South Australia
- Location: Adelaide......nah its cool..no really!!
- Contact:
Re: Insurance Question
bad luck mate.... ive exp this... they dont wanna touch u for a few yrs after a loss/susp/disq whateva u wanna call it... if they do, they hit u with a "neka excess" of abt $2k....
Neka
2006 Zeddy 1000
1996 VS series 2 S pak Ute

2006 Zeddy 1000
1996 VS series 2 S pak Ute

- Shifty
- KSRC Regular
- Posts: 834
- Joined: Tue Apr 26, 2005 9:04 pm
- Bike: ZX12R
- State: Queensland
- Location: Brisbane
Re: Insurance Question
Consider yourself stuffed 

- tape
- Team Ninja
- Posts: 1499
- Joined: Tue Jul 06, 2004 7:09 pm
- Bike: Other Kawi
- State: Victoria
- Location: Craigieburn, Melb. Vic
Re: Insurance Question
well said... get a specific reply to your question about your cover.Johnnie5 wrote:any questions to an insurance company should be email only and quote the specific clause and your situation
you then recieve a written reply and have a record of it
you may be shagged but ask any way.
cheers
- mike-s
- Apprentice Post Whore :-)
- Posts: 6142
- Joined: Sat Aug 07, 2004 5:43 am
- Bike: Suzuki
- State: New South Wales
- Location: Arncliffe, Sydney
- Contact:
Re: Insurance Question
i havent bothered following up on it, but im sticking with being thankful my car is a carolla and my bike is worth 5k if im LUCKY.
Oh well shit happens, i'll just stick with NRMA unless they jack the rates up insanely (which i hope that they dont and that i never need to USE that insurance)
Oh well shit happens, i'll just stick with NRMA unless they jack the rates up insanely (which i hope that they dont and that i never need to USE that insurance)
- Neka79
- Extreme Post Whore :-)
- Posts: 13115
- Joined: Fri Apr 23, 2004 12:20 am
- Bike: Z900
- State: South Australia
- Location: Adelaide......nah its cool..no really!!
- Contact:
Re: Insurance Question
when i had trouble, i went 3rd party property only..just to cover myself...mike-s wrote:i havent bothered following up on it, but im sticking with being thankful my car is a carolla and my bike is worth 5k if im LUCKY.
Oh well shit happens, i'll just stick with NRMA unless they jack the rates up insanely (which i hope that they dont and that i never need to USE that insurance)
actually mate..AAMI covered my car with my "colourful" history....now its with SGIC cos they wouldnt cover my mrs based on her age...but they also cover me WHEN LICENSED.... so try either of them for ur car....
as for bike..im with famous classic car, and they wont take new contracts, but will honour old ones.... but they cover me with a $2k excess.... so if ur bikes worth $5k..prob not worth the cover?
Neka
2006 Zeddy 1000
1996 VS series 2 S pak Ute

2006 Zeddy 1000
1996 VS series 2 S pak Ute
