Insurance Question

For general Technical and Performance Discussions
Post Reply
User avatar
mike-s
Apprentice Post Whore :-)
Apprentice Post Whore :-)
Posts: 6142
Joined: Sat Aug 07, 2004 5:43 am
Bike: Suzuki
State: New South Wales
Location: Arncliffe, Sydney
Contact:

Insurance Question

Post by mike-s »

Looking at this page they say they cannot insure..... and one of the criteria is "any riders have lost their licence in the last 5 years, or", do i assume they are referring to people whos license has been suspended for whatever time period? i think so, but there could be a bit of difference on the interpretation and nothing was mentioned in their PDS (hey im sure im not able to use them cause of my 3 month susp, but asking cant make it any worse).
Image
If it hurts, you aren't doing it right.
User avatar
robracer
VIP MEMBER
VIP MEMBER
Posts: 15251
Joined: Thu Feb 24, 2005 8:23 pm
Bike: ZX6R
State: New South Wales
Location: Port Macquarie

Re: Insurance Question

Post by robracer »

mike-s wrote:Looking at this page they say they cannot insure..... and one of the criteria is "any riders have lost their licence in the last 5 years, or", do i assume they are referring to people whos license has been suspended for whatever time period? i think so, but there could be a bit of difference on the interpretation and nothing was mentioned in their PDS (hey im sure im not able to use them cause of my 3 month susp, but asking cant make it any worse).
Come across this many years ago & the fact is they class suspension as a loss.... any period of time :(
Johnnie5
KSRC Regular
KSRC Regular
Posts: 546
Joined: Sun Nov 21, 2004 8:30 pm
Location: Marayong
Contact:

Re: Insurance Question

Post by Johnnie5 »

any questions to an insurance company should be email only and quote the specific clause and your situation

you then recieve a written reply and have a record of it
User avatar
Neka79
Extreme Post Whore :-)
Extreme Post Whore :-)
Posts: 13115
Joined: Fri Apr 23, 2004 12:20 am
Bike: Z900
State: South Australia
Location: Adelaide......nah its cool..no really!!
Contact:

Re: Insurance Question

Post by Neka79 »

bad luck mate.... ive exp this... they dont wanna touch u for a few yrs after a loss/susp/disq whateva u wanna call it... if they do, they hit u with a "neka excess" of abt $2k....
Neka
2006 Zeddy 1000
1996 VS series 2 S pak Ute
Image
User avatar
Shifty
KSRC Regular
KSRC Regular
Posts: 834
Joined: Tue Apr 26, 2005 9:04 pm
Bike: ZX12R
State: Queensland
Location: Brisbane

Re: Insurance Question

Post by Shifty »

Consider yourself stuffed :(
User avatar
tape
Team Ninja
Posts: 1499
Joined: Tue Jul 06, 2004 7:09 pm
Bike: Other Kawi
State: Victoria
Location: Craigieburn, Melb. Vic

Re: Insurance Question

Post by tape »

Johnnie5 wrote:any questions to an insurance company should be email only and quote the specific clause and your situation

you then recieve a written reply and have a record of it
well said... get a specific reply to your question about your cover.

you may be shagged but ask any way.

cheers
Mick :drinkers:
If ya don't expect, ya don't get dissapointed.
http://www.insptag.com.au
User avatar
mike-s
Apprentice Post Whore :-)
Apprentice Post Whore :-)
Posts: 6142
Joined: Sat Aug 07, 2004 5:43 am
Bike: Suzuki
State: New South Wales
Location: Arncliffe, Sydney
Contact:

Re: Insurance Question

Post by mike-s »

i havent bothered following up on it, but im sticking with being thankful my car is a carolla and my bike is worth 5k if im LUCKY.

Oh well shit happens, i'll just stick with NRMA unless they jack the rates up insanely (which i hope that they dont and that i never need to USE that insurance)
Image
If it hurts, you aren't doing it right.
User avatar
Neka79
Extreme Post Whore :-)
Extreme Post Whore :-)
Posts: 13115
Joined: Fri Apr 23, 2004 12:20 am
Bike: Z900
State: South Australia
Location: Adelaide......nah its cool..no really!!
Contact:

Re: Insurance Question

Post by Neka79 »

mike-s wrote:i havent bothered following up on it, but im sticking with being thankful my car is a carolla and my bike is worth 5k if im LUCKY.

Oh well shit happens, i'll just stick with NRMA unless they jack the rates up insanely (which i hope that they dont and that i never need to USE that insurance)
when i had trouble, i went 3rd party property only..just to cover myself...

actually mate..AAMI covered my car with my "colourful" history....now its with SGIC cos they wouldnt cover my mrs based on her age...but they also cover me WHEN LICENSED.... so try either of them for ur car....

as for bike..im with famous classic car, and they wont take new contracts, but will honour old ones.... but they cover me with a $2k excess.... so if ur bikes worth $5k..prob not worth the cover?
Neka
2006 Zeddy 1000
1996 VS series 2 S pak Ute
Image
Post Reply